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e: [email protected] t: 01423 224240 home about us library contact us independent advice independent advice protection about protection life protection income protection business protection mortgages mortgage basics mortgage products savings and investments savings and investments investment options investing and risk investment assets pensions about pensions personal pensions advanced pensions pensions simplification workplace pensions retirement income options welcome to fletcher associates financial services limited commitment to independent advice fletcher associates is a privately owned independent practice offering financial planning advice of the highest quality. we are a firm of independent financial advisers (ifa’s) based in ripon, north yorkshire. we provide advice to both individuals and companies on all aspects of financial planning, through a long term approach of fully understanding our clients' needs, wants and aspirations and then prioritising objectives. fletcher associates was formed by carl fletcher carl is fully authorised, and qualified to provide truly independent financial advice; he is a member of chartered insurance institute and the personal finance society. prior to becoming a directly authorised independent financial adviser in 2006 he was a partner with st.james’s place wealth management and prior to this held senior management positions in various parts of the country with a national life assurance company. this has provided him with over thirty years experience in the financial services industry. carl has also gained the chartered institute of insurers certificate in equity release to help provide solutions around home equity release planning. jade fletcher joined fletcher associates financial services limited in january 2006 having over 3 years experience managing estate agencies both here and abroad. she is studying for her diploma in financial planning. jade provides administration support and is committed to providing a high quality of service to clients. our business is dedicated to providing quality independent financial advice, across a broad spectrum of individual interests from across the entire marketplace. these range from mortgage and protection arrangements, through to individually tailored investments, retirement and wealth preservation solutions. client loyalty is the foundation of our practice and we recognise the importance of our existing clients support. once we have gained this support, we work hard to maintain it by providing a highly personal and professional service. we find that this not only helps to meet the needs of our clients, but also provides reassurance to our various professional introducers, with whom we work closely. contact us on 01423 224240 **first time buyers guide now added to our library** carl fletcher believes that the best financial advice is independent advice. i recommend products and services offered by leading companies in every field - without bias. my loyalties are to my clients. great emphasis is placed on professional competence and integrity. i am required to sit professional examinations and undergo continuous training to keep abreast of latest developments in the financial services industry. you probably find, like many people, that in your business and private life you seldom find time to examine your financial affairs in depth. you become preoccupied with the day-to-day running of your lives you may find it hard to keep the whole of your financial picture in view. like a jigsaw puzzle, the more pieces you have, the harder it is to see where you are. from taxes to investments, from life assurance to pensions, you may currently have several advisers whom you consult on fragmented areas of your financial life. even when your responsibilities reduce, i.e., at retirement, the need for financial planning does not go away. fletcher associates is committed to providing professional and independent advice and maintain impartiality by not being backed or supported by outside institutions. testimonials i write to thank you for organising and arranging the setting up of our wills and trusts under the st james’s place trust and estate planning service, estate protection scheme version 2. this was a complicated and extensive process but at no time was there any doubt or misunderstanding on our part as you kept us fully informed and responded very promptly with clear expectations to our many queries. we will have no hesitation in recommending you to any of our friends and associates w a & a e hetherington i am writing to thank you for the excellent service which i received. i had thought that my mortgage arrangements were satisfactory. your research, expertise and in depth knowledge of their highly complex arena demonstrated that i could effect a substantial saving without enduring any unreasonable costs. it was quite evident that you have expertise in this field. your explanations were clear and you were always able to answer all our questions and offer various options for our consideration. i would have no hesitation in recommending you and indeed i would urge everyone to review their mortgage arrangements as they may well discover as we did that there are considerable savings to be made. d fairfax s.r.n., r.m.n., dip. hom., rshom our first meeting with carl was around 2000, we were looking for a better mortgage deal. we were immediately impressed by his thorough professionalism and knowledge of the products on offer, and were delighted to receive a much more competitive quote. from that point we have used carl for every financial matter and indeed so have friends and family members on my recommendation. the service he has provided us with has never been less than excellent, we trust him implicitly and would never consider looking anywhere else for advice. r & g mallender the service you provided was truly exceptional. you dealt with me promptly and efficiently. without doubt your utmost priority in client care and satisfaction was reflected in the first class service you delivered. there are only words of praise for such a genuine and outstanding individual. n ali carl has helped me with financial issues for some six years. i will continue to use his knowledge and expertise because i have always found him to be professional. by professional i mean he has the ability to explain his products and services in a way that can be understood, he is timely with the information requested of him and above all else he is honest, so i know i am always getting the best service and products available. s e young we want to thank you for the professional and efficient way you have handled everything we have asked you to do for us and all the help and very good advice we always receive form you. we first consulted you because you came so highly recommended by our eldest son. he had taken a mortgage out at the same time as we had, when we bought our first house after living in raf married quarters. the three of us were very worried that we had originally not been given very good advice about going for an endowment mortgage, fearing we would have a big deficit at the end of the 25 years. richard consulted you and was so thrilled with the mortgage you got him and he was even saving a lot of money with his repayments. he suggested we give you a call, but i did not think you would come all this way to see us, but of course you did. we also got an excellent repayment mortgage from you and saved money on our repayments. when we made the decision to go and buy a property in spain so we could move out there permanently, the first person we needed to talk to was you of course. we feel you have helped make our dream a reality by sorting out how we could fund this massive venture. because we bought off plan, we had to put 10% down immediately and then a month later another 40% of the total price. we were both amazed at how quickly and efficiently you sorted this all out and making sure the 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URL analysis for fletcherfs.com

http://www.fletcherfs.com/about_us
http://www.fletcherfs.com/savings_and_investments/investment_assets
http://www.fletcherfs.com/pensions/personal_pensions_1
http://www.fletcherfs.com/pensions/company_pensions_1
http://www.fletcherfs.com/protection/business_protection
http://www.fletcherfs.com/contact_us_1
http://www.fletcherfs.com/savings_and_investments/investing_and_risk
http://www.fletcherfs.com/mortgages/mortgage_basics
http://www.fletcherfs.com/./
http://www.fletcherfs.com/pensions/pensions_simplification_1
http://www.fletcherfs.com/home_2_1
http://www.fletcherfs.com/pensions/about_pensions_1
http://www.fletcherfs.com/pensions/advanced_pensions_1
http://www.fletcherfs.com/savings_and_investments/investment_options
http://www.fletcherfs.com/protection/about_protection
vouchedfor.co.uk

Whois Information

Whois is a protocol that is access to registering information. You can reach when the website was registered, when it will be expire, what is contact details of the site with the following informations. In a nutshell, it includes these informations;

Domain Name: FLETCHERFS.COM
Registry Domain ID: 584341274_DOMAIN_COM-VRSN
Registrar WHOIS Server: whois.tucows.com
Registrar URL: http://www.tucowsdomains.com
Updated Date: 2017-08-09T08:55:42Z
Creation Date: 2006-09-07T15:37:50Z
Registry Expiry Date: 2018-09-07T15:37:50Z
Registrar: Tucows Domains Inc.
Registrar IANA ID: 69
Registrar Abuse Contact Email:
Registrar Abuse Contact Phone:
Domain Status: ok https://icann.org/epp#ok
Name Server: NS1.WESTERNISLESWEB.COM
Name Server: NS2.WESTERNISLESWEB.COM
DNSSEC: unsigned
URL of the ICANN Whois Inaccuracy Complaint Form: https://www.icann.org/wicf/
>>> Last update of whois database: 2018-06-30T16:44:33Z <<<

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The Registry database contains ONLY .COM, .NET, .EDU domains and
Registrars.

  REGISTRAR Tucows Domains Inc.

SERVERS

  SERVER com.whois-servers.net

  ARGS domain =fletcherfs.com

  PORT 43

  TYPE domain

DOMAIN

  NAME fletcherfs.com

  CHANGED 2017-08-09

  CREATED 2006-09-07

STATUS
ok https://icann.org/epp#ok

NSERVER

  NS1.WESTERNISLESWEB.COM 162.13.189.204

  NS2.WESTERNISLESWEB.COM 162.13.190.59

  REGISTERED yes

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